• Choose Your Vehicle: To begin, go to the inventory page of the vehicle you’re interested in, and click “Explore Payment Options” and a new tab will open.
• Answer questions: These are basic questions about who you are, if any rebates apply to you, your credit score, and your driving habits. Your answers will help Online Shopper formulate the best personalized deal for you.

• Provide Trade-In Info: If you’re trading in your current vehicle, you’ll provide details about the trade-in car, such as make, model, and condition.
• Down Payment Info: If you’re planning to make a down payment, let Online Shopper know how much you’d like to put down. You will not be making the actual down payment at this time. The tool is gathering information to create finance offers.

• Choose Finance Terms: Choose your preferred terms and you’ll be provided with lease and finance offers based on your credit score, mileage, and down payment.
• Lease or Finance: You’ll have the choice between leasing and financing, so you can choose the option that best suits your budget.

Finalizing the Deal

• Credit Application: If you wish to, you can complete your credit application next. If you complete the application, you’ll receive an email inviting you back to Online Shopper to finalize your deal. If you opt out of the credit application, the next step will be to wait to hear back from the dealership regarding next steps.
• Final Terms Sheet: You’ll be given a final terms sheet that shows your monthly payments and approved interest rate. You’ll also have the opportunity to select your warranty and add any accessories.
• Final Payment Plan: Once any accessories or warranties are added, you’ll be shown your final payment plan, and you can schedule the pickup of your new vehicle.